Terms of Service
Last updated: October 15, 2026. Written in plain language — because legal agreements shouldn't require a law degree to understand.
Who we are
This website is operated by Saskatoon Banking Ltd., a federally regulated financial institution with a registered office at 199 Clemow Avenue, Ottawa, Ontario K1S 1Z3.
Federal Business Registration No. BN-7741829053. OSFI Institution Code: L-2298.
What this agreement covers
These terms govern your use of saskatoonbanking.com — the website, digital banking platform, and any online tools or resources we provide.
By using this site, you agree to these terms. If you don't agree, please don't use the site.
Your account
If you have a login, you're responsible for keeping your credentials secure. Don't share your password.
If you suspect unauthorized access, call us immediately at (415) 457-1089.
We recommend enabling two-factor authentication.
What you can do on this site
Browse our pages, read our resources, use our calculators and tools, submit contact forms, and access your banking accounts (if you're a client).
All standard stuff.
What you can't do
- Attempt to access systems you're not authorized to use.
- Submit false information through our forms.
- Scrape, copy, or redistribute our content without permission.
- Use automated tools to access the site at scale.
- Anything that would violate Canadian federal or provincial law.
Our content
Everything on this site — text, design, tools, resources, the Business Health Index framework, and our proprietary cash flow dashboard — is owned by Saskatoon Banking Ltd. or used under license.
You're welcome to read, download resources for personal business use, and share links.
You may not republish, sell, or claim our content as your own.
Financial information disclaimer
The content on this site — including blog posts, guides, rate tables, and tools — is educational. It's not personalized financial advice.
Rate tables show indicative rates that change frequently. Actual rates, terms, and approvals depend on individual assessment.
Always speak with one of our team members before making financial decisions based on information from this website.
Lending and account terms
The terms that govern your actual banking relationship (accounts, loans, credit facilities) are in separate agreements you sign when you become a client.
Those documents — not this website — are the binding terms for banking services.
If anything on this website contradicts your signed agreements, the signed agreements govern.
Liability limits
We work hard to keep this site accurate and available, but we can't guarantee 100% uptime or that every piece of information is perfectly current at every moment.
We're not liable for decisions you make based on website content, temporary outages, or technical issues beyond our control.
Our maximum liability related to website use is limited to the fees you've paid us for website-related services (which, since the website is free to browse, is $0).
Changes to these terms
We'll update the "Last updated" date when we change anything.
For significant changes, we'll post a notice on the homepage.
Continuing to use the site after changes means you accept the new terms.
Which laws apply
These terms are governed by the laws of Ontario and the federal laws of Canada.
Any disputes will be handled in the courts of Ottawa, Ontario.
Contact us
Questions about these terms?
- Email: [email protected]
- Call: (415) 457-1089
- Write to: Legal Department, Saskatoon Banking Ltd., 199 Clemow Avenue, Ottawa, Ontario K1S 1Z3
Important Disclosures
Saskatoon Banking Ltd. is a federally regulated financial institution and a member of the Canada Deposit Insurance Corporation (CDIC). Eligible deposits are insured up to applicable CDIC limits.
Service fees may apply to certain accounts and transactions. Please refer to our Schedule of Fees and Service Charges for complete details, available at any branch or upon request.
Saskatoon Banking Ltd. | Registered Office: 199 Clemow Avenue, Ottawa, Ontario K1S 1Z3 | Federal Business Registration No. BN-7741829053 | OSFI Institution Code: L-2298
Regulated by the Office of the Superintendent of Financial Institutions (OSFI) under the Bank Act (Canada). Licensed to accept deposits and make loans in all Canadian provinces and territories.